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  • 10 Delicious Fermented Foods Proven to Keep Your Gut Healthy and Happy

    10 Delicious Fermented Foods Proven to Keep Your Gut Healthy and Happy
  • 7 Common Health Issues in Your 50s and How to Prevent Them

    7 Common Health Issues in Your 50s and How to Prevent Them
  • Retire Richer: 10 Budgeting Hacks Every Boomer Needs to Know

    Retire Richer: 10 Budgeting Hacks Every Boomer Needs to Know
  • Sustainable Fashion: How to Shop Ethically and Reduce Your Fashion Footprint

    Sustainable Fashion: How to Shop Ethically and Reduce Your Fashion Footprint
  • 9 Smart Ways to Build an Emergency Fund Fast in Your 30s

    9 Smart Ways to Build an Emergency Fund Fast in Your 30s

10 Delicious Fermented Foods Proven to Keep Your Gut Healthy and Happy

February 26, 2026 Leave a Comment

7 Common Health Issues in Your 50s and How to Prevent Them

February 26, 2026 Leave a Comment

Retire Richer: 10 Budgeting Hacks Every Boomer Needs to Know

February 26, 2026 Leave a Comment

Sustainable Fashion: How to Shop Ethically and Reduce Your Fashion Footprint

February 26, 2026 Leave a Comment

9 Smart Ways to Build an Emergency Fund Fast in Your 30s

February 26, 2026 Leave a Comment

9 Steps to Recover Financially from a Budget Breakdown

February 26, 2026 Leave a Comment

10 Ways to Drive More Eco-Friendly Without Buying a New Car

February 26, 2026 Leave a Comment

15 Classic Comfort Foods Baby Boomers Still Love (And You Should Try Too)

February 26, 2026 Leave a Comment

12 Life-Changing Tips to Break Out of Your Routine and Grow Like Never Before

February 26, 2026 Leave a Comment

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Five Steps To Debt Freedom

Here are five simple guidlines that will help you pay off debt.  

1) Get an emergency fund so you don’t take on debt when something comes up.

2) List your debts. This way you know where you stand.

3) Use the debt snowball. Pay your debts from smallest to largest, or most expensive to least expensive.

4) Avoid new debt. No new credit cards or loans. Period.

5) Go all cash. After everything is paid off, switch to all cash.

Helpful Resources

U of Tennesse Debt Repayment Plan Basics

Vertex 42's Debt Payoff Calculator

Savingadvice's Helpful Debt Forums

Jackie Becks Debt Blog