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Decluttering Habits That Instantly Simplify Daily Life: 6 Practical Changes That Actually Stick
The New Rules of Love in 2026: 10 Non-Traditional Marriage Trends Breaking Old Norms
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Decluttering Habits That Instantly Simplify Daily Life: 6 Practical Changes That Actually Stick

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Five Steps To Debt Freedom

Here are five simple guidlines that will help you pay off debt.

1) Get an emergency fund so you don’t take on debt when something comes up.

2) List your debts. This way you know where you stand.

3) Use the debt snowball. Pay your debts from smallest to largest, or most expensive to least expensive.

4) Avoid new debt. No new credit cards or loans. Period.

5) Go all cash. After everything is paid off, switch to all cash.

Helpful Resources

U of Tennesse Debt Repayment Plan Basics

Vertex 42's Debt Payoff Calculator

Savingadvice's Helpful Debt Forums

Jackie Becks Debt Blog